Free Money App
Apps That Pay Real Money

Technically, the service these apps offer isn’t a loan. It’s a paycheck advance. In other words, it’s a way to get paid a little early for the work you’ve already performed. A payday advance app pays you for some of the work you’ve already done this week, even if your paycheck is still several days away. This app will provide you two months to 36 months tenures. This is a collateral-free personal loan, and you can consider it as a salary advance loan. Download this app now and help your friend and family with this emergency cash loan. Money View Loans Android. This is also the best Personal Loan App Android 2021 and has this app now and get. Credy also boasts quick disbursal of loan within 48 hours in the bank account of the customer. Using the Credy App you can send a loan application in a few simple steps and get approval within a minute if you are eligible. You can check your eligibility on the buddy. NIELSEN MOBILE & COMPUTER PANEL. Nielsen computer and mobile panel app is managed by the famous Nielsen, a famous market research company. This is one of the best earn money apps that will pay you $50 per year for browsing the web and keeping it active in your phone.

By Louis DeNicola,Erika Giovanetti of Mediafeed |

Getting money between paydays

Financial emergencies have a habit of cropping up at the worst possible time: when you’re stuck in between paychecks. You might be tempted to turn to a credit card or a payday loan, but those could rack up costly fees.

You may be able to get a portion of your next paycheck early using apps like Earnin or Dave. These paycheck advance apps let you borrow small amounts of money, often without charging interest. With some, you may just pay a membership fee or a voluntary tip.

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We all need a loan at some point in time. Whether it is for a planned expense, an unexpected indulgence or an emergency, consider a loan via a borrow money app. Apps that loan you money are great for bridging cash flow gaps. Loans can also help to finance the purchase of a large, expensive item that you can’t otherwise afford.

Top Cash apps

PockBox

PockBox is the perfect app to get cash advances of up to $2,500 in minutes. The process is sleek and straightforward. You will just have to give some information about yourself.
The PockBox app should then connect you to the best lender possible and approve you in a matter of minutes.

SpotMe

If you’re looking for ways to get a fee-free cash advance (up to $100*) before your next paycheck, you should definitely try SpotMe by Chime. Chime is essentially a new type of banking service app.

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Once you sign up, you get a free checking account with lots of goodies. There are no overdraft fees at all (in a matter of fact, you actually don’t have any fees whatsoever!) This service is called SpotMe and allows eligible members to overdraw up to $100* on debit card purchases without charging a fee. If you try to spend more than you are allowed after this, your transaction will simply be declined.

They also offer interest-free cash advances on your paychecks up to 2 days early with direct deposit**.

The best part is that the sign up process is really quick and easy (less than 2 minutes). Click here to check it out.

Download money app

Taking out a loan with a money app is straightforward and you can often do it from your mobile phone or tablet. Some apps have a website too. These are the steps:

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Find and download your app. Go to your device app store – Google Play for Android devices and the Apple App Store for iOS devices such as an iPhone. Search for the app you want to use and download it to your phone, installing it when the download is complete. Note that some apps are only accessible via the app’s website.
Complete your personal details. Every app will require your basic details including your full name, email address and often your physical address and phone number.
Provide further information. Some apps will require further information. Earnin, for example, requires proof of your income. FasterFunds will require your social security number. Each app has slightly different requirements.
Connect your bank account. Both MoneyLion and Dave are examples of apps which require you to connect your bank account before you can get your funds. Often connecting your bank account also means the app automatically deducts repayments from your bank balance.
Ensure you make your payments. Repaying your loan in line with the repayment schedule you agreed to is important. For apps that automatically take repayments, you need to make sure you always have the funds available. Some loans are repaid manually, set a calendar reminder for yourself to make sure you don’t miss any payments.

More on Personal loan apps

App to borrow money

You are spoiled for options if you need to borrow, money apps come in all shapes and sizes. Each app is slightly different in the way it works and you just need to find the app that meets your individual requirements. These are some of the apps we think you should take a look at:

PockBox app. With the PockBox.com app, you get access to amounts from $100 to $2,500. It’s ideal if you are short in cash until your next paycheck but it’s the not the type of money you need for a bigger goal. The process of getting the loan is quite sleek – just make sure to read all the conditions.
MoneyLion Plus app. You qualify for loans with MoneyLion by subscribing to the combined loans and investment product called MoneyLion Plus. With MoneyLion Plus you can borrow up to $500 without as much as a credit check. Note that MoneyLion Plus is an ongoing subscription service, and you will need to continue your subscription for as long as you have an outstanding loan.
Dave app. With Dave, you can easily borrow small amounts of $25, $50 and $75. It acts like an overdraft protection but without the associated fees. The Dave app is easy to download and install, just pop into Google Play or the App Store. You don’t pay interest with Dave, but there is a $1/month fee to get access to Dave loans.
Earnin app. For an easy way to get early access to your paycheck consider Earnin, formerly known as ActiveHours. Earnin is compatible with many employers but not all. If you can link Earnin to your timesheet you can easily get access to at least $100 a day without paying interest. Earnin makes its money via voluntary tips. Available on iOS or Android.
Avant app. Great for larger loans, Avant offers APRs as low as 9.95%, though poorer credit scorers could be looking at up to 35.99%. Avant is a traditional lender so your credit score will be checked when you apply, applications also take a few days to complete. However, you can borrow as much as $35,000 with Avant which is much more than many other apps offer.
LendUp app. A payday lender, LendUp can get you access to between $100 and $1,000 but the amount depends on the state you live in. In some states, it does not offer loans at all. Loans are expensive, with APRs again varying by state with rates as high as 917% APR not unusual. LendUp is an option if your credit score is poor, and if none of the other apps offer a solution for you.
LoanSolo app. You don’t need a great credit score to borrow from LoanSolo. Get as much as $2,500 by the next business day with LoanSolo. Applying is straightforward, just complete a quick form on the provider website. The LoanSolo app uses the information you provide to connect you to a suitable lender that can give you a fast decision.

Money app terms

Free Money App

Borrowing with a money app is a financial commitment and knowing what you are agreeing to is important. Understanding the terms used by money apps is a good first step. Here are